I’d buy these UK dividend shares in a Stocks and Shares ISA for 2021 Rupert Hargreaves | Saturday, 26th December, 2020 The high-calibre small-cap stock flying under the City’s radar Enter Your Email Address Rupert Hargreaves owns shares in British American Tobacco. The Motley Fool UK has recommended GlaxoSmithKline. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Investing in UK dividend shares can be a great way to increase one’s income. And using a Stocks and Shares ISA to do so can provide significant tax benefits as well.Stocks and Shares ISA tax benefitsSeveral years ago, the government re-organised the way dividends were taxed in the UK. Investors now receive a dividend allowance of just £2,000 a year. Anything above this level attracts a tax rate of 7.5%. This dividend tax rate hits 32.5% for higher rate taxpayers.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…These tax changes have made it expensive to own UK dividend shares. That’s where the Stocks and Shares ISA comes into play. Any income or capital gains earned on the money invested inside one of these wrappers does not attract tax. One does not even have to declare the investment on a tax return.This makes them exceptionally desirable products for income investors. And because there are no restrictions on withdrawals, opening one is a no-brainer for savers in my view. UK dividend sharesI own a basket of UK dividend shares in my Stocks and Shares ISA. I think there are some terrific income bargains on the market right now, which look extremely attractive in the current interest rate environment.Some of these companies offer dividend yields in high single digits, which is more than double the index average.Take British American Tobacco. Shares in this organisation currently support a dividend yield of around 7.5%. The payout is covered 150% by earnings per share, and the business has reduced debt significantly in recent years. Based on these developments, the company’s dividend yield is exceptionally sustainable, in my opinion.Another option is GlaxoSmithKline. Shares in this company currently support a dividend yield of around 4.5%. Once again, the dividend payout looks to me to be well covered by earnings per share, and Glaxo has a solid track record of earnings growth. I think this bodes well for future dividend growth over the long term.Sustainable income Royal Dutch Shell and BP are two other UK dividend shares that I would consider buying for a Stocks and Shares ISA in 2021. While these companies have reduced payouts over the past 12 months, at current levels, the yields still look appealing, sitting at around 5%. After recent reductions, I think the distributions also appear more sustainable. A sustainable dividend is just as important as a high dividend, in my opinion.An excellent way to buy a basket of UK dividend shares at the click of a button is to acquire an investment trust or dividend fund. There is a range of these investment vehicles on the market. Some of the investment trusts with the most extensive track records are City of London, which has increased its dividend for 50 consecutive years, and JPMorgan Claverhouse, which has increased its payout every year for 43 years. Click here to claim your copy of this special investment report — and we’ll tell you the name of this Top Small-Cap Stock… free of charge! Our 6 ‘Best Buys Now’ Shares See all posts by Rupert Hargreaves Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Adventurous investors like you won’t want to miss out on what could be a truly astonishing opportunity…You see, over the past three years, this AIM-listed company has been quietly powering ahead… rewarding its shareholders with generous share price growth thanks to a carefully orchestrated ‘buy and build’ strategy.And with a first-class management team at the helm, a proven, well-executed business model, plus market-leading positions in high-margin, niche products… our analysts believe there’s still plenty more potential growth in the pipeline.Here’s your chance to discover exactly what has got our Motley Fool UK investment team all hot-under-the-collar about this tiny £350+ million enterprise… inside a specially prepared free investment report.But here’s the really exciting part… right now, we believe many UK investors have quite simply never heard of this company before!
CopyHouses•Portland, United States Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/771013/pavilion-house-waechter-architecture Clipboard Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/771013/pavilion-house-waechter-architecture Clipboard Area: 2300 ft² Area: 2300 ft² Year Completion year of this architecture project 2015 Architects: Waechter Architecture Area Area of this architecture project Pavilion House / Waechter Architecture Year: 2015 Pavilion House / Waechter ArchitectureSave this projectSavePavilion House / Waechter Architecture United States “COPY” Photographs Save this picture!Courtesy of Waechter Architecture+ 16 Share Year: Photographs: Waechter ArchitectureSave this picture!Courtesy of Waechter ArchitectureRecommended ProductsWoodParklex International S.L.Wood cladding – FacadeWoodBruagBalcony BalustradesFiber Cements / CementsDuctal®Ductal® Cladding Panels (EU)WoodBlumer LehmannFree Form Structures for Wood ProjectsText description provided by the architects. Construction has completed on Pavilion House. Award-winning Waechter Architecture was tasked with the challenge of designing a “glass house” with privacy. The solution was to use a pavilion like form where the 4 support “legs” of the building are strategically placed to block unwanted views and provide privacy.Save this picture!First Floor PlanThese 4 rectangular legs support the second story and have dual functionality as they also contain the stairs, kitchen, half bath and storage on the ground level. Between these legs, the open floor plan expands to outdoor living through floor to ceiling glass and doors. The polished concrete floor is cast on grade, creating a seamless transition to the surrounding yard. Save this picture!Courtesy of Waechter ArchitectureStepping into the north leg the mood changes as the stairway leads up to the bedroom and bathroom suites. Upstairs the spaces and rooms are more intimate. This part of the house is designed for flexible living arrangements (family or house sharing) with 3 compact, self-contained suites that wrap around a central landing and common study space.Save this picture!Courtesy of Waechter ArchitectureThe exterior is clad in standing seam white metal panels of varying width. The panels wrap the pavilion legs giving the impression that the house has been reductively sculpted from a single mass.Save this picture!Courtesy of Waechter ArchitectureThe white siding and roof reflect solar radiation in order to better keep the home cool. Additionally, the envelope exceeds code insulation requirements with the use of spray foam insulation. Full height windows on the ground level are recessed into the building mass for solar shading.Save this picture!Courtesy of Waechter ArchitectureProject gallerySee allShow lessDaniel Libeskind to Build “Pyramid Tower” in JerusalemArchitecture NewsLondon’s ArcelorMittal Orbit Tower Will Soon Be the World’s Tallest SlideArchitecture News Share ArchDaily “COPY” CopyAbout this officeWaechter ArchitectureOfficeFollowProductsWoodSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesPortlandUnited StatesPublished on July 29, 2015Cite: “Pavilion House / Waechter Architecture” 29 Jul 2015. ArchDaily. Accessed 11 Jun 2021.
Year: Photographs: The Guthrie Project Manufacturers Brands with products used in this architecture project Australia CopyAbout this officeBen Walker ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookHackettAustraliaPublished on May 29, 2020Cite: “AB House / bwa” 28 May 2020. ArchDaily. Accessed 10 Jun 2021.
Previous Article Next Article What should an occupational health nurse do when asked to deal with drug andalcohol testing as part of a pre-employment health assessment in the absence ofa company policy? Readers provide the answerQ Last month we asked whatreaders would do when faced with the following problem: I am a newly appointednurse in a transport-related company. In my first induction week with my linemanager, I was advised that the pre-employment health assessment process includesa urine drug and alcohol test. While I feel competent to perform the chain ofcustody procedures, I am concerned that the employer does not have a drug andalcohol policy. I have discussed this with my manager who has told me that theprevious nurse did not question the absence of a policy and that I shouldperform the chain of custody procedure in accordance with the personneldepartment’s request. What is my course of action? A I am very much enjoying the newfeature on professional dilemmas and would like to offer an opinion on thedilemma in the March edition. While I believe it is extremely important to have both a drugs and alcoholpolicy in place, in these circumstances it is not essential to have it alreadyin place. As long as the nurse is competent to carry out the chain of custodyprocedure, and has the written consent of the patient that is all that isrequired. A positive result would make the person unfit to be employed. The issue isentirely different if the company were to decide to do random, or with-causetesting on its employees, both of which are still quite controversial. I would suggest that she/he advises the company to implement a drugs andalcohol policy as soon as possible. Liz Mitchell (Occupational Health Adviser working in industry) Winning answer The clear message should be that drug testing of a workforce should not beundertaken without first implementing a company drug and alcohol policy that clearlydefines the purpose of the screening and its consequences. An employer may havea number of reasons for wishing to introduce drug testing in the workplacewhich may include public safety (as in the transport industry), employee safety(reduction in workplace accidents), public relations and corporate image andthe achievement of a drug-free workplace. Whatever the employer’s objectives, it should be mindful of itsresponsibilities and statutory duties towards employees, the public andemployees of other organisations who may be working on its premises. Ofparticular relevance would be the Health and Safety at Work Act 1974, theManagement of Health and Safety at Work Regulations 1999, the Misuse of DrugsAct 1971 and the Transport and Works Act 1992. Employers must bear in mind the consequences of the above legislation whenconsidering the introduction of a drug and alcohol policy and I think it isfair to comment that it would be unacceptable to expect employees to agree todrug and alcohol testing where no policy is in place. It is my understandingthat where a company is planning to introduce workplace drug testing, contractsof employment must be changed and an appropriate period of notice given. Good planning and the initiation of a clear and concise policy, are thefirst steps to successfully implementing a workplace drug testing programme.The most important stage in the introduction of the proposed policy iscommunication to the workforce, who should understand what is expected of themand the results of non-compliance. The policy should be explicit in itsobjectives, state the expected code of conduct and the date from which it willbe enforced. The reasons for the introduction of workplace drug testing should be clearlystated, what drugs are likely to be detected, when employees will be tested andwhat will happen in the event of a positive test result also need to beprecisely defined. It is also important that employees are aware of the appealsprocedure. In addition, the policy should state the organisation’s intentionsshould an employee voluntarily seek help for a drug or alcohol problem. While to my knowledge there are no legal restrictions on pre-employment drugtesting, it should be remembered that an employee may refuse to be tested. Itis therefore imperative when testing existing employees that a policy is inplace to give clear guidance on further action. The advice given by the personnel department for the nurse to continue withthe procedure is worrying. What would happen if the test were performed andfound to be positive? It is likely that the employee would seek advice from thenurse on an appeals procedure and again without a policy this is unclear. It is important that when drug and alcohol testing is being carried out we,as OH professionals ensure it is performed to an ethical standard with duerespect for human rights. Lynsey Scott RGN BSc(Hons) Dip HE Cert Hlth Prom Occupational Health Practitioner MTLMedical Services February dilemma Q Our February dilemma page featureda question about whether an occupational health nurse should discloseinformation from a health questionnaire to a manager who is concerned that anew employee may have a pre-existing back problem that she has not disclosed. A The straight answer to yourquestion is No! The employee is entitled to the assurance that the answersprovided to any medical questions are recognised as being confidential tooccupational health and it is not appropriate to disclose them to any otherpersons. In view of the fact that the employee has an established pattern ofill-health-related to back pain after only five months in the job, the managershould be contacted. My action would be to suggest that the manager review thestaff member’s sickness record and with her consent refer her for a routineappointment with the occupational health physician. It will be theresponsibility of occupational health to advise on whether the employee issuffering from work-related ill-health and to recommend an appropriate courseof treatment. It is possible that the employee knowingly withheld the fact that she had anexisting health problem for fear of not getting the job. If it transpires thatthis is preventing her from working to her present job description, managementmay decide that, as a consequence of being untruthful about her fitness forwork, she should be liable to dismissal. Sheila Hobbs Occupational Health Nurse Occupational Health Department, Llandough Hospital Magic of CounsellingIn Occupational Health October we featured a review of some videos entitledThe Magic of Counselling. Unfortunately we had some difficulty finding thesuppliers contact details. Here they are: The Quiet Associates, 35 AudleyGrove, Bath, BA1 3BT, tel 01225 463656, email: [email protected] Apologies for thedelay.This month’s dilemmaSenior managers within my organisation, (a local government department) arebecoming concerned by the amounts being awarded in settlement forstress-related claims, and the evidence that stress related long-term abscencewithin the company is on the increase. As the occupational health adviser, I have been asked to assess the issue onbehalf of the company and devise a strategy for the company to adopt. Inparticullar the company have asked me to devise a mental health risk assessmenttool. I am finding it difficult to write this “tool”. Can anyone helpme before I too go down with stress!What is my course of action?Fax 020 8769 7892 or e-mail [email protected] month’s dilemma does not have a model answer – we are asking readers tosupply the answer themselves. We will publish a selection next month, the bestreply receives a bottle of champagne. This month’s champagne goes to LynseyScott for her suggestions on how to deal with the problem on drugs testingpolicy. Champagne is also on its way to the reader who supplied the real-lifeprofessional dilemma featured above. Pleasesend your replies in to reach us by 12 April. Is a drugs and alcohol policy really necessary?On 1 Apr 2001 in Personnel Today Comments are closed. Related posts:No related photos.
Share this article Sri Lanka Navy Arrests 17 Fishermen View post tag: Navy View post tag: asia View post tag: Defence View post tag: Naval View post tag: 17 View post tag: Arrests Authorities Back to overview,Home naval-today Sri Lanka Navy Arrests 17 Fishermen View post tag: Sri Lanka Navy June 30, 2014 View post tag: Fishermen Sri Lanka Naval Craft attached to the North Central Naval Command on routine patrol arrested 17 Indian fishermen and 3 Indian fishing trawlers poaching in Sri Lankan waters North of Thalaimannar on 28th June 2014. View post tag: News by topic The arrested fishermen and the trawlers were handed over to the officials of the Department of Fisheries and Aquatic Resources in Mannar for legal action.[mappress]Press Release, June 30, 2014; Image: Sri Lanka Navy
Last chance to see Heroic Nakedness featuring a selection of male nude studies from the permanent collection at Christ Church picture gallery. Could be your only chance to see truly fit Oxford specimens. On until 23 October only. Also worth checking out is Lhasa; Depictions of the Tibetan Capital 1935 – 1947 for a rare glimpse of photos and previously unseen paintings offering a British insight to pre-Cultural Revolution Tibet. At Pitt Rivers Museum. For those who fancy a healthy injection of classical Celtic culture the New Theatre (formerly Apollo) hosts the Welsh National Opera showcasing The Marriage of Figaro and Il Travatore on Wednesday 22 October and Thursday 23 October respectivelyARCHIVE: 1st Week MT2003
Concern over the morality of Oxford University’s investment in arms has this week resurfaced following an article published by the Oxford Anti-War Action Movement in journal The Lancet.The article condemned University investments in “BAE systems, Raytheon, Lockheed Martin and other arms manufacturers” that totalled an average of £4.5 million a year from 2008 to 2010.The investment in Lockheed Martin in particular was singled out. In April 2010 the University held £1.4 million worth of shares in the US-based company which manufactures cluster munitions, which are illegal in the UK.“Saying you have a socially responsible investment policy while investing in cluster bombs and depleted uranium is like telling the world you’re tee-total while embarking on a binge”, said Ashley Inglis on behalf of the Anti-War Movement.But Inglis says that their protests are having the desired effect. She explained, “There has been an instant response to our comment in The Lancet: it has been picked up by various journals worldwide.“We predicted that the University’s image, already tarnished by its investments in the arms trade, would suffer further deterioration if the Council chose last June to ignore its ethical responsibilities and refuse to divest from arms manufacturers. This is now happening.“The word has gone out far and wide that Oxford University has no ethical standards whatsoever.”The University has however stressed that it regulates its investments carefully.A spokesperson stated, “The Socially Responsible Investment Review Committee is responsible for looking at these issues. The University invests in funds, not individual companies.“In June 2010, the Council of the University of Oxford set a restriction on the Fund regarding the direct ownership of companies whose activities contravene the Landmines Act 1998 and the Cluster Munitions (Prohibitions) Act 2010. OUEM Ltd reports compliance with this restriction regularly to the Investment Committee.”However, the decision by the Council in June 2010 concluded that they would only monitor investments where they were “pooled” rather than “direct”.Inglis argued that the social responsibility procedure is “not a policy but a procedure – a procedure for taking ethical concerns and passing them through a discussion process totally devoid of intellectual and moral rigour”, and highlighted the prominent role of companies such as BAE in selling arms to regimes such as Colonel Gaddaffi’s in Libya.She added, “It’s time Oxford University showed some of the intelligence it’s supposed to be famous for, engaged seriously with this issue and divested from the arms trade.“We will be writing to members of Council to draw their attention to our comment in The Lancet. Thereafter we are going to take this to Congregation, which represents the entire University, and which can force the Council to reconsider this deplorable situation”.Student opinion seemed divided. Politics student Lauren Potter commented, “On the one hand arms investment can be beneficial to the security of our country and the protection of democracy and humanity.“But when it is revealed that the University’s investments are supporting those such as Gaddaffi’s, a line has to be drawn. I don‘t want my money, even indirectly, to support such an immoral debacle.”
Dear Editor:On Wednesday, Jan. 4, the City of Hoboken distributed an email regarding the rollout of hybrid permit/meter parking zones, as if the yellow curb/red curb wasn’t ticket/revenue generating/confusing enough.Citing the intention of increasing parking turnover and creating more parking for residents (this has nothing to do with increasing tickets and revenue for the city), this is just another one of Zimmer’s ploys to “Look over there, while my husband and I build our vision of Hoboken over here.”So when Zimmer has reduced on-street residential parking all over Hoboken by installing bike lanes as wide as car lanes on the main entry and exit arteries to/from Hoboken which are virtually unused, she now claims to want to free up more parking for residents. Comical.Since her reign as mayor, not only do we have more traffic lights and traffic problems in town, we still have traffic lights which haven’t worked for years (1st & Marshall). On 2nd and Marshall, there’s a painted parking spot where developers were permitted to park when a new building next to the Sky Club was constructed. There are no, ‘No Parking’ signs near the spot, but park there now and you’re guaranteed to wake up with a parking ticket.Then there’s the genius who decided the one and only roadway exiting the PATH/ferry terminal, should not only be narrowed (with on street parking eliminated in exchange for a lovely seating area on concrete outside of the CVS, which the homeless love), but the paved road should be converted to cobblestone, a maneuver which has backed up traffic during peak commute times. Then there’s the no-show, sometimes-show traffic guards patrolling the intersection of Hudson Street and Hudson Place, where a mere 20,000 pedestrians and cars jockey for the right of passage every morning.Only in Hoboken could it be intentionally designed to take 10 minutes to drive from Marshall Street to Hudson Street during morning rush hour.Kudos Dawn, and Mr. Dawn. You’ve turned the once great town of Hoboken into a traffic light laden, congested, square mile with no parking, to an even more congested square mile with even more traffic lights and even less parking. I guess those idling cars sitting in traffic blasting CO2 emissions have nothing on all the bicyclists exiting the Holland Tunnel using your green bike lane down Observer Highway. James Parascandola
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